Theoretical foundations in banks' response to capital settlement suggest that the systems proposed by Basel are not sound. It is conceivable that regulators will consider alternative approaches to enhance the safety and soundness of the banking system. The regulation includes several decrees and...

This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US has higher credit card usage compared to the UK while...

The sustained current account deficit in any country has an important implication for policy. If it continues, then it suggests that the regime ought to have no motivation to avoid or to diminish its international debt. In this paper, we test empirically the relationship among current account...

The U.S. financial markets faced an unprecedented rapid decline and recovery on May 6, 2010, known as the May 6 flash crash. Roughly one trillion $ market value in less than thirty minutes vanished with the biggest one-day point decline in the history of the DJIA at the time. Since the market...

In diesem Beitrag wird ausgehend von einer Systematisierung der Liquiditätsrisiken bei Kreditinstituten deren aktuelle bankaufsichtliche Behandlung im Rahmen des Grundsatzes II der BaFin dargestellt. Es wird gezeigt, dass verglichen mit den bisherigen Liquiditätsgrundsätzen II und III der...

Um die erforderliche Eigenkapitalunterlegung für das Kursrisiko von Aktien, das aus dem allgemeinen und dem besonderen Kursrisiko besteht, zu bestimmen, dürfen nach einer aufsichtsrechtlichen Neuregelung beide Risikokomponenten durch interne Risikomodelle gemessen werden. Dieser Beitrag...

Der Grundsatz II der BaFin – eine kritische Beurteilung (Teil II) In diesem Beitrag werden aufbauend auf dem Teil I, in dem die Grundstruktur und die Inhalte des neu gefassten Grundsatzes II der BaFin für die Begrenzung von Liquiditätsrisiken bei Kreditinstituten dargestellt wurden, die...

This study examines the liquidity dynamics of banks in emerging market economies. Using annual data of 91 commercial banks from 11 countries, the study established that banks in emerging markets have target liquidity ratios they pursue and partially adjust due to market frictions. Overall, risk...

This research examines the potential impact of Basel IV capital requirements (CAR) on bank lending ability in Africa. To achieve the objective, the study simulated Basel IV capital ratio using historical data to create sample representative banks as if the selected banks had implemented Basel IV...

The author suggests that the 2008 financial crisis was the culmination of an accelerating and inherently unstable process of financial market evolution. He argues that markets are not well organized to manage the power that financial assets have to generate emotion and their wider effect on...