Im Juni 2021 startete in Deutschland ein groß angelegtes Feldexperiment zum bedingungslosen Grundeinkommen. Zwei in diesem Wochenbericht zusammengefasste Studien untersuchen, wie sich bedingungslose Geldtransfers in Höhe von monatlich 1200 Euro über einen Zeitraum von drei Jahren auf das...

The consumer debt of households in Germany totals in the triple-digit billions and is characterized by a wide range of interest rates. Despite the high volume of debt, many people do not know the terms of their consumer credit contracts. This report analyzes new survey data on general knowledge...

In Deutschland addieren sich die Konsumschulden der Haushalte auf ein Volumen in dreistelliger Milliardenhöhe und zeichnen sich durch sehr unterschiedliche Zinskosten aus. Viele Menschen kennen jedoch die Konditionen ihrer eigenen Kredite für Konsumzwecke nicht. Der vorliegende Bericht...

Aktuell machen sich 40 Prozent der Menschen in Deutschland Sorgen um ihre eigene wirtschaftliche Situation. In ernsten finanziellen Schieflagen ist bislang aber nur eine Minderheit. Im Jahr 2020 galten 6,85 Millionen Personen in Deutschland als überschuldet, konnten ihren...

Financial decision making requires a sound handling of chance events. However, various studies have suggested that people are prone to illusion of control, i.e., the belief that prospects of a chancy event are better if they are involved in the randomisation process. This paper reports results...

Engagement platforms (EPs) are an essential technology to enable co-creation and service innovation. Therefore, the design and governance of these platforms are receiving increasing attention in research. In this study, we aim to identify which activities and mechanisms foster engagement and...

As digital technology has become indispensable, its overuse has resulted in mental health issues for many users. While it benefits people by providing fast and plentiful information, it also creates sadness, anxiety, and stress. This study aimed to assess the well-being of digital technology...

Movements of labor across the world is an ongoing debate in the literature in terms of its drivers and results in sending and receiving areas. Skill composition of immigrant labor has been discussed by several papers, although they generally focused on visa policies or firm level productivity....

To begin with, Sustainable Development Goals are of tremendous importance in all areas, being seen as vital aims in all domains, which makes them indispensable when it comes to addressing the particularities of the labour market these days. Subsequently, human resources occupy a distinctive and...

The COVID-19 pandemic has had a devastating impact on the world. The surge in the number of daily new cases and deaths around the world and in South Africa, in particular, has increased fear, psychological breakdown, and uncertainty among the population during the COVID-19 pandemic period,...