Aktuell machen sich 40 Prozent der Menschen in Deutschland Sorgen um ihre eigene wirtschaftliche Situation. In ernsten finanziellen Schieflagen ist bislang aber nur eine Minderheit. Im Jahr 2020 galten 6,85 Millionen Personen in Deutschland als überschuldet, konnten ihren...

The consumer debt of households in Germany totals in the triple-digit billions and is characterized by a wide range of interest rates. Despite the high volume of debt, many people do not know the terms of their consumer credit contracts. This report analyzes new survey data on general knowledge...

In Deutschland addieren sich die Konsumschulden der Haushalte auf ein Volumen in dreistelliger Milliardenhöhe und zeichnen sich durch sehr unterschiedliche Zinskosten aus. Viele Menschen kennen jedoch die Konditionen ihrer eigenen Kredite für Konsumzwecke nicht. Der vorliegende Bericht...

Imagine a government confronted with a controversial policy question, like whether it should cut the level of unemployment benefits. Will social welfare rise as a result? Will some groups be winners and other groups be losers? Will the welfare gap between the employed and unemployed increase?...

Unemployment not only causes material hardship but can also affect an individual’s sense of identity (i.e. their perception of belonging to a specific social group) and, consequently, feelings of personal happiness and subjective well-being. Labor market policies designed to help the...

Recently, large companies like Google have made substantial investments in the well-being of their workers. While evidence shows that better performing companies have happier employees, there has been much less research on whether happy employees contribute to better company performance. Finding...

This note introduces the special issue on Well-being in cities and regions: measurement, analysis and policy practices. After highlighting the importance of well-being research, this contribution provides a rationale for focusing on the local level rather than looking at country averages for...

Following the major expansion of day care provision in Germany in recent years, the quality of these programs has increasingly also been the subject of public debate. When evaluating the quality of German day care centers, experts have frequently concluded that there is considerable room for...

Nach dem starken Ausbau der Kapazitäten von Kindertageseinrichtungen in den letzten Jahren wird in jüngster Vergangenheit in der Öffentlichkeit auch vermehrt über die Qualität dieser Angebote diskutiert. Vielfach beurteilen Experten die Qualität in deutschen Kindertageseinrichtungen...

People who are unable to maintain the same standard of living as others around them experience a sense of relative deprivation that has been shown to reduce feelings of well-being. Relative deprivation reflects conditions of worsening relative poverty despite striking reductions in absolute...