on effects of local industry specialization and competition when investigating the quantity of firms' bank connections … overall competition are twofold with the former being positively related to the probability of using multi-bank relationships … relationship lending, due to potential loss of external funding, while innovative firms seem to rely on transaction-based banking …

The analysis highlights the aspects of diversified market structures and of local, low-distance banking as advantageous … for financial stability. Heterogeneity protects from uniform market behaviour. Local banking can better overcome the … regionally focussed credit institutions. So it seems that the process of re-intermediation and re-directing banking business back …

bank competition measures to study the role of banking system structure as a determinant of cross-country variability in … country and time fixed effects. We find that greater banking industry concentration is associated with more access to deposit … are robust to changes in sample, data, and estimation strategy and suggest that the degree of competition is an important …

crisis due to their above-average lending. As of September 2020, their loan growth in business areas with high, medium as … well as low economic strength was on average higher than the market growth. Lending volumes also rose in almost all sectors … in the necessary technological adaptation processes (e. g. in digitalization and sustainability) through growth …

The paper examines the relationship between banking sector credit and economic growth in Nigeria over the period 1970 … (IND) to GDP Estimated regression models indicate that private sector credit impacts positively on economic growth over the … period of coverage in this study. However, lending (interest) rate impedes economic growth. Over and above, the paper …

branchless banking system and technological adoption. The objective of this study is to investigate the impact of mobile … statistical bulletins (2012-2021). Based on the ARDL model analysis, POS banking service has the greatest impact on deposit money … bank performance because of large volume and value of transaction witnessed in the banking sector. Thus, more mobile and e-banking …

This study investigates the relationship between prudential regulation and banking risk in the West African Economic … 2006-2019. The key findings reveal that stringent banking regulations and supervision enhance banks' stability. Capital …