institutions with diverse ESG profiles to mitigate risk and optimise returns. These potential research perspectives offer …

collaboration of banks and insurance companies through the bancassurance model, as the distribution channel of insurance products … effective implementation of bancassurance provides benefits to banks, insurance companies, and to their customers. Although … successful implementation. The purpose of this paper is to show the current trend of banks entering the insurance market in …

importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross … is understood here as a change of gross written premiums obtained through banks in Poland. The group of risk factors … cooperation between banks and insurers as well as the specificity of insurance products distribution (also local) in the …

understanding of what influences the risk perception of their insurance policyholders. Exogenous factors relate to external factors … influencing the risk perception of insurance policyholders namely, political-legal, market fluctuations, crime and unemployment … insurance industry as it provides an analysis of the exogenous factors influencing the risk perception of the insurance …

According to the impact, infectious diseases are a critical risk for 2020 and the following years in the Global Risk … Report. The realization of the Covid-19 virus set the pandemic as a crucial global risk for humans, the economy, and society …, with a specific view of the business of insurance and reinsurance companies, who are responding to the widening of the …

lines of insurance coverage and a model that nests expected utility theory plus a range of non-expected utility models, we … and other structural assumptions to tighten the bounds, and we explore what we can learn about households’ risk …

This paper adds to the ongoing debate about low farmers' uptake of risk management (RM) tools subsidised by the Common … intermediaries and the perceived barriers to adopting may influence farmers' intention to adopt the insurance and to participate in … intention to adopt (e.g. risk attitude). Data were gleaned from direct interviews among 105 Italian farmers and analysed through …

II risked inducing more rather than less risk-taking by banks, which also holds for Solvency I and II w.r.t. insurers … and hence a reduced risk exposure. However, planned Solvency III may cause the EPEF of highly capitalized insurance …Basel III, regulating the solvency of banks, is to be fully implemented by 2027 while Solvency III directed at insurers …

Objective: The objective of the article is to empirically examine the predictors of ROA and ROE for banks and insurance … significant and negative for ROE. Banks earned lower return on their assets and higher return on their equity than insurance … for firms in the insurance industry. …