measure the profit inefficiency and examine the profit productivity convergence for samples banks consisting of 31 Taiwanese … banks and 50 Chinese city banks over 2010-2014. Empirical results show that Chinese banks perform better in profit … efficiency than Taiwanese banks. While Chinese banks have better technology in profit creation than Taiwanese banks, the latter …

innovation on its risk-taking using panel data of 65 commercial banks between 2008 and 2020. We innovatively construct a bank … results. The mechanism analysis shows that banks rely on FinTech innovation to reduce their risk-taking by improving their … more pronounced in larger, state-owned, joint-stock, and highly-competitive commercial banks. Our research results still …

Using data on Indian banks during 1996-2007, the paper examines the impact of bank activity and short-term funding for … shares. In addition, banks with greater reliance on fee income generating activities exhibit higher profitability. On the … consistent with the conjecture that big, cost efficient and capitalized banks are less risky. As in case of bank profitability …

lead to significant changes in the competitive environment should banks consider adding a granularity adjustment to the …

Appropriate counselling interviews, fair credit conditions and the bank’s support in the case of delinquency constitute … creative leeway has been left for instalment loans.We sketch the results of a credit test encompassing a broad range of banks … insurances among the tested banks thus delivering some proof of irresponsible lending. As a way out we discuss a return to …

government transition of banks having politically connected directors sitting on their board. Our findings further report an … the profitability of banks in Pakistan. The study uses the data of 26 domestic banks over the latest and large period of …

the absence of a deep and liquid capital market. A stronger European banking system requires true pan-European banks and a …

We study the effect of board governance in state-owned and private banks by undertaking a study of commercial banks in … exhibiting a significant positive correlation with the performance of private banks and a significant but negative correlation … with the performance of state-owned banks. The effect of CEO duality is negative in state-owned banks where incidence of …

There is a growing body of evidence that interest rate spreads in Africa are higher for big banks compared to small … banks. One concern is that big banks might be using their market power to charge higher lending rates as they become larger … is influenced by exploitation of market power or economies of scale. Using a panel of 162 African banks for 2001–2011, we …