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Why we should embrace institutional diversity in banking

Bertuch-Samuels, Axel - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 127-139

The contribution of institutionally diversified financial sectors to more sustainable growth and financial stability-in particular the role of effective local banking structures—is not always fully appreciated, whether in the context of development cooperation or in policy discussions in the...

Persistent link: https://www.econbiz.de/10012153567

What future for the European banking system?

Bini-Smaghi, Lorenzo - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 141-151

The paper assesses the main factors underlying the decreasing profitability in the European banking sector, in comparison with the US. It underscores in particular the role of low interest rates, lower concentration, tighter regulation and the absence of a deep and liquid capital market. A...

Persistent link: https://www.econbiz.de/10012153570

A study of banks’ systemic importance and moral hazard behaviour : a panel threshold regression approach

Gupta, C. P.; Jain, Arushi - In: Journal of risk and financial management : JRFM 15 (2022) 11, pp. 1-23

This study has two objectives, first, to investigate if the lending behaviour of banks exhibits moral hazard in the Indian Banking Industry, and second, to investigate whether banks’ moral hazard behaviour changes when the systemic importance of the banks is taken into consideration. We...

Persistent link: https://www.econbiz.de/10013475207

An application of the tourist test to Colombian merchants

Arango-Arango, Carlos A.; Betancourt-García, Yanneth Rocío - In: Latin American journal of central banking : LAJCB 3 (2022) 4, pp. 1-13

As in many developing economies, cash is still widely used in Colombia, even among merchants who accept payment cards. Indeed, 60% of these merchants use dissuasive strategies to make their clients pay with cash. This paper presents estimates of merchant card fees that are optimal according to...

Persistent link: https://www.econbiz.de/10014375481

A pure bureaucratic-entrepreneurial theory of deposit insurance adoption

Chu, Kam Hon - In: Review of Economic Analysis : REA 13 (2021) 3, pp. 253-291

Based on Becker, Kane, Niskanen, and Peltzman's ideas, we develop a model to explain why deposit insurance is adopted even though policymakers are aware of its pitfalls in both theory and practice. In our model, the regulator acts as both a bureaucrat and an entrepreneur to maximize his...

Persistent link: https://www.econbiz.de/10012886290

A lost game of bank gargains : West Germany and international banking regulation between Bretton Woods and Basel I (1972-1988)

Kemmerer, Matthias - In: Jahrbuch für Wirtschaftsgeschichte 64 (2023) 2, pp. 339-375

Current theories of financial regulation suggest expanding rules-based formal state intervention to promote international banking stability. Such policy solutions should then be global in scope. This article instead argues that principles-based informal co- and self-regulation through domestic...

Persistent link: https://www.econbiz.de/10014436557

Addressing the psychology of financial markets

Tuckett, David - 2009

The author suggests that the 2008 financial crisis was the culmination of an acceleratting and inherently unstable process of financial market evolution. He argues that markets are not well organized to manage the power that financial assets have to generate emotion and their wider effect on...

Persistent link: https://www.econbiz.de/10003905008

Business valuation engagement letter : regulations adopted in selected standards

Grudziński, Michał - In: E-Finanse : finansowy kwartalnik internetowy 7 (2011) 4, pp. 13-24

The article presents conclusions drawn from the analysis of regulations concerning the issue of the content of business … valuation engagement letter. The analysis covered regulations appearing in eight business valuation standards used in Australia … part of the article reviews business valuation standards valid in selected countries. The second part presents regulations …

Persistent link: https://www.econbiz.de/10009511404

Milne, Alistair - 2013

financial crisis ; limited purpose banking ; maturity mismatch ; narrow money ; Pigouvian taxes ; ring fencing ; systemic …

Persistent link: https://www.econbiz.de/10009719585

Banking capital and risk-taking adjustment under capital regulation : the role of financial freedom, concentration and governance control

Lin, Shu Ling; Hwang, Da-yeh; Wang, Keh Luh; Xie, Zhe Wen - In: International journal of management, economics and … 2 (2013) 2, pp. 99-128

This study analyzes the relevance of capital adjustment and risk-taking adjustment during the financial tsunami when the banking industry was under capital regulation. Using the panel data of commercial banks in the USA and non-USA from 2003 to 2009, we consider the effects of financial freedom,...

Persistent link: https://www.econbiz.de/10009753457