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separately considers mortgage and non-mortgage securitization, conducts a discrete analysis of regulatory changes in … econometric analysis. Finding: The author has demonstrated that there is a strong inverse relationship between the mortgage … lending volume and the interest rate, and has built a linear function of the estimated mortgage lending volume. The excess in …
Persistent link: https://www.econbiz.de/10012485861
This paper investigates the determinants of credit risk from a broad perspective. Particular attention is given to the role of housing affordability and household indebtedness. However, the impact of credit market developments and regulations is also closely examined. Using a large panel of...
Persistent link: https://www.econbiz.de/10011883262
The article relates to the attractiveness of FX housing loans for households which led to over increase in EU countries. Results of comparative analysis conducted for Poland, Austria, Romania and Hungary indicates that actions taken by the supervisory bodies dedicated to demand indicators...
Persistent link: https://www.econbiz.de/10011899962
Mortgage banking began to develop in Slovakia after 1998 as an ambitious project, the goal of which was to elevate the …-term resources. Our goal is a comprehensive assessment of the development of Slovak mortgage banking for the past 20 years from the … perspectives of the development of banking, the mortgage bond market, the real estate market and selected interactions between …
Persistent link: https://www.econbiz.de/10012291915
Adequate credit availability for small businesses is an important public policy issue because small businesses are essential for employment and economic growth for the economy. The Gramm-Leach-Bliley Act of 1999 includes a provision that could potentially support financial institutions in the...
Persistent link: https://www.econbiz.de/10011991395
/2008 financial crisis, which was triggered by the collapse of the U.S. subprime mortgage market. This research is particularly …
Persistent link: https://www.econbiz.de/10014518613
The present report presents new historical data based on country comparisons and research results regarding rent control and its long-term effect on the home ownership rate in 27 countries. Policy measures of rent control, protection against eviction, and housing space management have been...
Persistent link: https://www.econbiz.de/10012110819
Recent research in economic history has found that mortgage debt in relation to GDP has taken off in the historical … long run ("great mortgaging"), as growing banking assets have been redirected into mortgage credit. This paper maps the …-income securities. A parallel shift to secondary mortgage bonds has hardly offset this decline, while direct real estate remained …
Persistent link: https://www.econbiz.de/10013262938
attention is paid to the challenges that the real estate market and mortgage loans have been facing during the crisis caused by …
Persistent link: https://www.econbiz.de/10012888083
Persistent link: https://www.econbiz.de/10012063311