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The role of risk attitudes and expectations in household borrowing : evidence from Estonia
Branten, Eva - In: Baltic journal of economics 22 (2022) 2, pp. 126-145
economic and sociodemographic characteristics in predicting applications for credit and the size of debt. The paper uses … microdata from the Estonian Household Finance and Consumption Survey (HFCS) and estimates probit and Heckman models. My analysis … larger. The variables describing the household's expectations for its future financial situation are on their own related to …
Persistent link: https://www.econbiz.de/10014319317
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Interaction between housing prices and household borrowing : the Finnish case
Oikarinen, Elias - In: Journal of banking & finance 33 (2009) 4, pp. 747-756
Persistent link: https://www.econbiz.de/10003820951
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On the forward-looking behavior of Brazilian non-earmarked household credit
Matos, Paulo; Batista, Daniel - In: The empirical economics letters : a monthly … 18 (2018) 2, pp. 205-212
Persistent link: https://www.econbiz.de/10012314306
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Consumption, credit, and the missing young
Cooper, Daniel; Gorbachev, Olga; Luengo-Prado, Maria José - In: Journal of money, credit and banking : JMCB 55 (2023) 2/3, pp. 379-405
Persistent link: https://www.econbiz.de/10014305976
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Local financial development and household welfare : microevidence from Thai households
Gloede, Oliver; Ornsiri Rungruxsirivorn - In: Emerging markets finance & trade : a journal of the … 49 (2013) 4, pp. 22-45
Persistent link: https://www.econbiz.de/10010203380
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Age of decision : pension savings withdrawal and consumption and debt response
Agarwal, Sumit; Pan, Jessica; Qian, Wenlan - In: Management science : journal of the Institute for … 66 (2020) 1, pp. 43-69
Persistent link: https://www.econbiz.de/10012156560
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Credit usage, payment behavior, and the accuracy of consumer credit files
Smith, L. Douglas; Staten, Michael E.; Eyssell, Thomas Henry - In: Financial services review : the journal of individual … 27 (2018) 1, pp. 1-28
Persistent link: https://www.econbiz.de/10011958150
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Behavioral influence and financial decision of individuals : a study on mental accounting process among Indian households
Mahapatra, Mousumi Singha; Mishra, Ram Kumar - In: Cogent economics & finance 8 (2020) 1, pp. 1-17
Studies noticed that individuals' cognitive, psychological, and behavioral limitations always have some influence in their everyday decision making. And the financial decisions are no exceptions. Perhaps it can be affirmed that individual financial decisions do have cognitive influence. This is...
Persistent link: https://www.econbiz.de/10013179592
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Men, money and household economy : how behavioral approach explain it
Sunardi, Sunardi; Damayanti, Theresia Woro; Supramono - In: The Romanian economic journal : REJ 23 (2020) 77, pp. 50-63
Persistent link: https://www.econbiz.de/10012595391
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Die Tücken des Zinseszinseffekts : Privatanleger unterschätzen Verlustrisiken bei Finanzprodukten
Zankiewicz, Christian - In: DIW-Wochenbericht : Wirtschaft, Politik, Wissenschaft 81 (2014) 9, pp. 166-171
Legen Menschen ihre Ersparnisse in Finanzprodukte an, etwa um für ihr Alter vorzusorgen, machen sie davon in nicht unerheblichem Ausmaß ihre künftige finanzielle Lebenslage abhängig. Die Finanzbranche bewirbt zahlreiche und hinsichtlich ihres Verlustrisikos stark variierende...
Persistent link: https://www.econbiz.de/10010248851