declining mortality rates, in particular at unanticipated levels. Increasing the annuity loading rewarding the accepted … longevity risk is not an option for annuity providers, given that individuals already consider annuities to be expensive. An … riskiness retained by the provider, so to make sure that the business value can represent appropriately the risk-return trade …

demonstrate the increasing risk of cancer in life insurance and its consequences. The study contains not only to analyse examples …