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the travel insurance products offered in the Czech Republic. It focuses on the premia pricing, risks covered, claim limits … findings, limitations and trends of this product. The paper first analyses the whole market of travel insurance. Next, it … focuses on the travel insurance in general in order to provide the readers with some basic information. There is provided a …
Persistent link: https://www.econbiz.de/10011944738
collaboration of banks and insurance companies through the bancassurance model, as the distribution channel of insurance products … benefits which have a positive effect on the performance of the insurance and financial markets. More specifically, the … effective implementation of bancassurance provides benefits to banks, insurance companies, and to their customers. Although …
Persistent link: https://www.econbiz.de/10012011416
In this study, we focused on analysing and differentiating the determinants of conventional insurance and Takāful … conventional insurance and Takāful over the period 2005–2014. We applied fixed and random effect regression models to assess the … impact of macroeconomic and demographic factors on conventional insurance and Takāful demand. Income and financial sector …
Persistent link: https://www.econbiz.de/10011877369
This paper provides a rationale for the macro-prudential regulation of insurance companies, where capital requirements … actuarially fair technical reserve. However, these instruments are not sufficient when insurance companies are exposed to systemic …’s exposure to systemic risk. Implementing the optimal policy implies separating insurance firms into two categories according to …
Persistent link: https://www.econbiz.de/10011890751
Smallholder farmers are increasingly exposed to weather extremes but lack access to affordable insurance products for … catastrophic crop damage. This paper analyzes the feasibility of Picture-Based Insurance (PBI) as a low-cost tool to improve … coverage. PBI verifies insurance claims using smartphone pictures of insured plots, taken by farmers themselves, to minimize …
Persistent link: https://www.econbiz.de/10012040181
I develop and estimate a dynamic stochastic optimization model to assess the impact of weather insurance on the … consumption, investment, and welfare of farmers in developing countries. Weather insurance has the potential to provide large … liquidity constraints, basis risk, and loading factor on the insurance premium may account for the low take-up that is often …
Persistent link: https://www.econbiz.de/10011757754
's (1976) model of competitive insurance. I allow for stochastic contract offers by insurance firms and show that a unique …
Persistent link: https://www.econbiz.de/10011744297
intermediaries and the perceived barriers to adopting may influence farmers' intention to adopt the insurance and to participate in … structural equation modeling. The results confirm the positive role of trust in influencing the intention to adopt the insurance … results show a positive impact of the new CAP policy changes on the intention to both take out the insurance and participate …
Persistent link: https://www.econbiz.de/10012427368
data from a large insurance company we find that overall, 43.9% of the people in our sample could be reintegrated …
Persistent link: https://www.econbiz.de/10012544163
This paper analyses the impact of insurance sector development on economic growth based on a sample that includes 14 … employed and led to the following conclusions: (1) life insurance has no significant effect on economic growth in both panel … and individual countries, (2) non-life insurance positively affects economic growth in both panel and individual countries …
Persistent link: https://www.econbiz.de/10012506291