Showing 1 - 10 of 15,788
The paper examines whether bank diversification in multiple dimensions can protect bank lending from uncertainty shocks … significantly alleviated by bank diversification in the loan portfolio, income, and funding aspects. Our findings offer practical … implications for regulators and banks themselves: bank diversification can effectively act as a lending shock absorber in periods …
Persistent link: https://www.econbiz.de/10014518590
selection and moral hazard, allocating funds to most productive projects, risk diversification. Therefore, sound functioning of …
Persistent link: https://www.econbiz.de/10012101485
The study investigates what causes non-performing loans (NPLs) in developed and developing countries. To identify the relationship between bank-specific, macroeconomic determinants, and institutional environment non-performing loans on country-level panel data of Developing nations for the...
Persistent link: https://www.econbiz.de/10014382229
banking sector indicators such as equity-to-asset ratio, bank size, loans-to-assets ratio, revenue diversification on the …
Persistent link: https://www.econbiz.de/10012628395
This study, which analysed the profitability of 42 reinsurers in Sub-Saharan Africa from 1991 to 2020, revealed that various factors such as gross domestic product, competition (HHI), premium growth, investment performance, underwriting risk, and operational efficiency affect the profitability...
Persistent link: https://www.econbiz.de/10014431917
This study has two objectives, first, to investigate if the lending behaviour of banks exhibits moral hazard in the Indian Banking Industry, and second, to investigate whether banks’ moral hazard behaviour changes when the systemic importance of the banks is taken into consideration. We...
Persistent link: https://www.econbiz.de/10013475207
Banking is important for the stability and success of the economy. The success of the banking system on financial intermediation in developing countries is directly affected by non-performing loans (NPLs). Many factors can be treated as NPL determinants. Accordingly, the factors that explain...
Persistent link: https://www.econbiz.de/10013347052
Persistent link: https://www.econbiz.de/10010418158
Persistent link: https://www.econbiz.de/10012151954
Persistent link: https://www.econbiz.de/10010411569