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The determinants of savings rates in OECD countries : the role of private pensions

Gebeşoğlu, Pınar Fulya; Ertuğrul, Hasan Murat; … - In: Central Bank review / Central Bank of the Republic of Turkey 23 (2023) 1, pp. 1-7

The design of pension schemes is crucial in determining savings behavior. The impact of pension schemes on saving rates across countries remains to be an intriguing empirical question considering the complicated nature of the relationship between saving patterns and pension wealth. This paper...

Persistent link: https://www.econbiz.de/10014281529

Do credit supply and unemployment risk matter for household saving? : evidence from Poland

Kłopocka, Aneta Maria; Wilczyński, Ryszard - In: Contemporary economics 15 (2021) 4, pp. 375-392

This paper contributes to the literature on the effects of uncertainty on household saving – a long-standing and … extensively explored topic yet leaving a number of issues inconclusive. It concentrates on the labor income uncertainty by … addressing saving against unemployment risk in terms of changes in credit supply and households’ financial wealth. Time series …

Persistent link: https://www.econbiz.de/10012802075

Who saves more, the naive or the sophisticated agent?

Groneck, Max; Ludwig, Alexander; Zimper, Alexander - In: Journal of economic theory : JET 219 (2024), pp. 1-33

Persistent link: https://www.econbiz.de/10015070997

Labor income profiles are not heterogeneous : evidence from income growth rates

Hryshko, Dmytro - In: Quantitative economics : QE ; journal of the … 3 (2012) 2, pp. 177-209

Idiosyncratic labor incomes are typically modeled either by stochastic processes with heterogeneous income profiles (HIPs) or restricted income profiles (RIPs). The HIP assumes that individual labor income grows deterministically at an unobserved rate and contains a persistent but stationary...

Persistent link: https://www.econbiz.de/10011756817

Do households use home-ownership to insure themselves? : evidence across U.S. cities

Amior, Michael; Halket, Jonathan - In: Quantitative economics : QE ; journal of the … 5 (2014) 3, pp. 631-674

Are households more likely to be homeowners when “housing risk” is higher? We show that home-ownership rates and loan-to-value (LTV ) ratios at the city level are strongly negatively correlated with local house price volatility. However, causal inference is confounded by house price levels,...

Persistent link: https://www.econbiz.de/10011757320

Does economic uncertainty affect domestic credits? : an empirical investigation

Gozgor, Giray; Demir, Ender; Belás, Jaroslav; … - In: Journal of international financial markets, … 63 (2019), pp. 1-11

Persistent link: https://www.econbiz.de/10012263341

Economic policy uncertainty and credit growth : Evidence from a global sample

Nguyen Phuc Canh; Thai-Ha Le; Thanh Dinh Su - In: Research in international business and finance 51 (2020), pp. 1-19

Persistent link: https://www.econbiz.de/10012208372

Income inequality and credit expansion in post-communist countries

Latinovic, Milica; Milosevic, Nela - In: Post-communist economies 31 (2019) 1, pp. 106-122

Persistent link: https://www.econbiz.de/10012206540

COVID-19 pandemic risk and probability of loan default : evidence from marketplace lending market

Nigmonov, Asror; Shams, Syed - In: Financial innovation : FIN 7 (2021), pp. 1-28

2020. We also find that the magnitude of the impact of COVID-19 risk is higher for borrowers with lower credit ratings and …

Persistent link: https://www.econbiz.de/10012705553

On the predictors of loan utilization and delinquency among microfinance borrowers in Zimbabwe : a Poisson regression approach

Chamboko, Richard; Guvuriro, Sevias - In: Cogent economics & finance 10 (2022) 1, pp. 1-13

. However, policies that seek to improve access to credit for women and youth remain a priority. …

Persistent link: https://www.econbiz.de/10013400000