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Bequests as a motive for saving up for old age
Olejnik, Iwona - In: Economic and environmental studies : a journal for … 15 (2015) 1, pp. 31-42
, leaving a bequest, possession of savings with no particular aim and the lack of trust in the state pension system. For making … voluntary savings for old age the most significant are the will to keep the current standard of life and creating a safety net …
Persistent link: https://www.econbiz.de/10011308635
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Changes in consumption behaviours of Polish seniors - singles in 2007 and 2016
Słaby, Teresa - In: Economic and environmental studies : a journal for … 19 (2019) 2/50, pp. 223-236
The increase in the share of the number of older people in the Polish population requires constant diagnosis of the degree of satisfying their needs. One of the ways of such assessment is the dynamic analysis of changes in the goods and services consumption. The author's research task was to...
Persistent link: https://www.econbiz.de/10012294759
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MPCs in an economic crisis : spending, saving and private transfers
Crossley, Thomas F.; Fisher, Paul; Levell, Peter; Low, … - In: Journal of public economics plus 2 (2021), pp. 1-13
MPCs were directly elicited from a representative sample of UK adults in July 2020 using receipt of a hypothetical unanticipated, one-time income payment. Reported MPCs are modest, around 11% on average. They are higher, but still modest, for individuals in households with high current needs....
Persistent link: https://www.econbiz.de/10012800437
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Household portfolios and financial preparedness for retirement
Crawford, Rowena; O'Dea, Cormac - In: Quantitative economics : QE ; journal of the … 11 (2020) 2, pp. 637-670
to evaluate the adequacy of retirement savings. We find first that the specification of the model's asset structure …
Persistent link: https://www.econbiz.de/10012213993
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The effects of pension information on individuals’ economic outcomes : a survey
Basiglio, Stefania; Oggero, Noemi - In: Economies : open access journal 8 (2020) 3/67, pp. 1-16
savings decisions. We also highlight that the lack of knowledge prevalently hits the most vulnerable individuals in the …
Persistent link: https://www.econbiz.de/10012296088
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The effects of the introduction of tax incentives on retirement saving
Ayuso, Juan; Jimeno, Juan F.; Villanueva, Ernesto - In: SERIEs : Journal of the Spanish Economic Association 10 (2019) 3/4, pp. 211-249
We examine the incidence on household consumption of the introduction of tax incentives to retirement saving. First, using data from a panel of tax returns we document that most contributions to pension funds are by older/high-income individuals. Then we use panel data from a consumption survey...
Persistent link: https://www.econbiz.de/10012179180
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A model for personal financial planning towards retirement
Herrador-Alcaide, Teresa C.; Hernández-Solís, Montserrat - In: Journal of business economics and management 22 (2021) 2, pp. 482-502
One problem for sustainability of systems pensions is how people without specialized financial training could manage their resources and their actual personal intentions towards retirement. Research objective is to analyse the relationship among several factors that affect the behaviour towards...
Persistent link: https://www.econbiz.de/10012506177
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The effectiveness of tax incentives to encourage private savings
Fadejeva, Ludmila; Tkacevs, Olegs - In: Baltic journal of economics 22 (2022) 2, pp. 110-125
This study examines the impact of tax incentives for long-term savings on total private savings using data for Latvia … contained in HFCS 2014 and 2017. The survey shows that contributions to tax-favoured savings plans are not associated with lower … consumer spending and therefore do not contribute to an increase in private savings. Instead, these savings are achieved by …
Persistent link: https://www.econbiz.de/10014319310
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Does the Pan-European Personal Pension Product suit all? : its perspectives in the EU member and candidate countries
Kochaniak, Katarzyna; Korzeniowska, Anna Magdalena; … - In: Comparative economic research : Central and Eastern Europe 26 (2023) 4, pp. 141-162
savings for old age in the EU member and candidate countries. The study was conducted in two stages. The first stage examined … the interrelationship between public pension schemes and household savings based on Pearson's correlation coefficients. In … address the role of private savings in supplementing households' future income from public pension schemes, considering the …
Persistent link: https://www.econbiz.de/10014529552
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Financial literacy and knowledge of the retirement income system in Canada
Boisclair, David; Busby, Colin; D'Astous, Philippe - In: Journal of financial literacy and wellbeing : FLW 1 (2023) 3, pp. 450-485
This paper examines financial literacy in Canada using a dataset from early 2023 that measures the knowledge of middle-aged Canadians regarding their retirement income system. We first document important financial literacy differences across gender, age, education, and labor market status. Using...
Persistent link: https://www.econbiz.de/10014553069