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Santos, João A. C. - In: Journal of financial services research : JFSR 14 (1998) 1, pp. 35-60

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Santos, João A. C. - In: The Cato journal : an interdisciplinary journal of … 18 (1998) 1, pp. 93-117

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Kahn, Charles M.; Santos, João A. C. - In: Journal of money, credit and banking : JMCB 38 (2006) 4, pp. 1111-1118

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