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Debt-financed consumption sprees : regulation, freedom and habits of thought
Starr-McCluer, Martha - In: Journal of economic issues : jei 44 (2010) 2, pp. 459-469
Persistent link: https://www.econbiz.de/10008699790
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Valuating consumer credit portfolios
Piccoli, Pedro - In: Latin American journal of central banking : LAJCB 3 (2022) 3, pp. 1-10
This paper proposes a model that associates borrower credit risk with the cash flow method to assess the economic value of a consumer credit portfolio. A Monte Carlo simulation applying the method to an illustrative loan reveals that the lending standards of the institution, captured in the...
Persistent link: https://www.econbiz.de/10013393431
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Understanding the FinTech continuance intention of Indonesian users : the moderating effect of gender
Nurlaily, Ferina; Aini, Edlyn Khurotul; Asmoro, … - In: Verslas : teorija ir praktika : Vilniaus Gedimino … 22 (2021) 2, pp. 290-298
FinTech. We elucidate the Planned Behavior Theory by including the perceived benefits and perceived risk variables to …
Persistent link: https://www.econbiz.de/10012888242
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Earnings-related borrowing restrictions : empirical evidence from a pseudo panel for the UK
Weber, Guglielmo - In: Annales d'économie et de statistique (1993), pp. 157-173
Persistent link: https://www.econbiz.de/10001330924
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The use and abuse of consumer credit : application of psychological theory and research
Tokunaga, Howard - In: Journal of economic psychology : research in economic … 14 (1993) 2, pp. 285-316
Persistent link: https://www.econbiz.de/10001147723
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Psychological factors in consumer debt : money management, economic socialization, and credit use
Lea, Stephen - In: Journal of economic psychology : research in economic … 16 (1995) 4, pp. 681-701
Persistent link: https://www.econbiz.de/10001200594
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A study on consumer debt stress caused by credit cards
Jaishu, Antony - In: Inventi impact: retailing & consumer services (2018) 3, pp. 122-126
Persistent link: https://www.econbiz.de/10012130267
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The effectiveness of field price discretion : empirical evidence from auto lending
Phillips, Robert L.; Şimşek, A. Serdar; Van Ryzin, Garrett - In: Management science : journal of the Institute for … 61 (2015) 8, pp. 1741-1759
Persistent link: https://www.econbiz.de/10011338827
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The impact of learning on business cycle fluctuations in the consumer unsecured credit market
Luzzetti, Matthew N.; Neumuller, Seth - In: Macroeconomic dynamics 24 (2020) 5, pp. 1087-1123
Persistent link: https://www.econbiz.de/10012241295
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Household debt : facts, puzzles, theories, and policies
Zinman, Jonathan - In: Annual review of economics 7 (2015), pp. 251-276
Persistent link: https://www.econbiz.de/10011380710