This dissertation consists of four essays exploring risk modeling and aggregation, with a particular focus on cyber risk in the insurance context. It aims to provide appropriate answers to research questions that arise from practical challenges on both the supply and demand sides of the...

'I only wish that Ian McDonald's Behavioural Macroeconomics had been available when I was preparing A Guide to Behavioral Economics; it certainly would have provided me with material to fill in a number of gaps and cite several additional important concerns!'--Hugh Schwartz, University of the...

"In the era of e-commerce and digitalization, new commercial patterns and opportunities are emerging. For example, in addition to traditional reselling marketing channels, manufacturers can easily open direct channels using a variety of digital marketing strategies. These new marketing channels...