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The Pros and Cons of Sick Pay Schemes: A Method to Test for Contagious Presenteeism and Shirking Behavior

Pichler, Stefan; Ziebarth, Nicolas R. - 2015

This paper proposes a test for the existence and the degree of contagious presenteeism and negative externalities in sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior. Then we derive testable conditions for reduced...

Persistent link: https://www.econbiz.de/10011301536

Labor demand for senior employees in the context of early retirement

Marczok, Yvonne Maria; Amann, Erwin - 2013

incentives to the worker in the light of generous early retirement opportunities. The sociological literature on the other hand … decrease of the incentives to retire early, e.g. by a raise in the average e ective retirement age, need not necessarily harm … the elderly people. The paper thus helps to close the gap in the evaluation of pension reforms. …

Persistent link: https://www.econbiz.de/10010329315

A Head-to-Head Comparison of Augmented Wealth in Germany and the United States

Bönke, Timm; Schröder, Carsten; Grabka, Markus; … - 2018

and pension wealth – for two countries: the United States and Germany. Pension wealth makes up a considerable portion of … Germany, augmented wealth (US$651,000) is only 1.4 times higher. Further, the inclusion of pension wealth in household wealth …

Persistent link: https://www.econbiz.de/10011892138

A Vicious Cycle of Regional Unemployment and Crime? - Evidence from German Counties

Umbach, Tim - 2020

Much research has been done showing that unemployment can cause crime, and that crime adversely impacts economic activity. However, very few authors have considered a simultaneous relationship. Using an IV-setup and regional panel-data, I find evidence for the possibility of a vicious cycle,...

Persistent link: https://www.econbiz.de/10012287899

Bad Times, Bad Jobs? How Recessions Affect Early Career Trajectories

Stüber, Heiko; Mahajan, Parag; Patki, Dhiren - 2023

Persistent link: https://www.econbiz.de/10014363703

Social Security Contributions and the Business Cycle

Almosova, Anna; Voigts, Simon; Burda, Michael - 2017

This paper examines magnitudes and business cycle dynamics of social security contributions (SSC). In most OECD countries studied, we document a negative covariation of payroll tax burdens with GDP and GDP growth at business cycle frequencies and lower. Changes in average payroll tax burdens are...

Persistent link: https://www.econbiz.de/10011712647

The Competition between Relationship-Based Microfinance and Transaction Lending

Schrader, Jan - 2009

We empirically analyze the competition between a relationship lender and a transaction lender in the credit business with micro and small entrepreneurs. Drawing on a data set about the customers of the relationship lender ProCredit Ecuador combined with data about all other loans of these...

Persistent link: https://www.econbiz.de/10010301495

Allocating Cash Savings and the Role of Information: Evidence from a Field Experiment in Uganda

Buehren, Niklas - 2011

Microfinance in general and microcredit programs in particular have attracted much attention among interest groups concerned with poverty eradication and are seen by many as highly promising means in order to alleviate poverty. More recently, the spotlight has turned increasingly on the...

Persistent link: https://www.econbiz.de/10010305637

Gender behavior in betting markets

Müller, Helge; Schumacher, Christoph; Feess, Eberhard - 2011

We extend gender research on risk behavior to betting markets. Our data set consists of all 5,136,660 bets in New Zealand from 2006 to 2009 and allows assigning each bet to individ-ual bettors. Women are much more prone to the favorite-longshot bias and suffer higher losses. Usually, betting on...

Persistent link: https://www.econbiz.de/10010305932

The German SAVE Study: Design, selected results and future developments

Coppola, Michela; Börsch-Supan, Axel - 2011

Understanding how households form their long-term saving and investment decisions to shoulder risks not covered by social security systems has been of primary importance in all the countries which, like Germany, introduced major reforms to face the challenges of an aging population. This paper...

Persistent link: https://www.econbiz.de/10010305968