all citizens to have full access to financial services or in other words being financially included. Recently, Financial … the large scale of mobile phone access and the existing network, mobile money on of the most key enabler to financial … the mobile money success factors from seven developing countries (Egypt, Kenya, Ghana, Tanzania, Uganda, Zimbabwe, and …

to increase an access and usage of DFS through digital channels. We collected data for two years (Findex, 2014 & 2017) in …The first goal of Sustainable Development Goals (SDGs) is the absence of poverty to be achieved by 2030. Thus, access … to and usage of financial services play an important role in achieving this, where ICT and digital technologies are the …

usage. It is based on nationally representative ICT household survey data collected by Research ICT Africa in 2011 and 2012 … factors and demographic variables on mobile Internet usage. Also, it presents descriptive data on network exposure. It poses … the following research questions: what are the social aspects and demographic factors influencing mobile Internet usage in …

To achieve the information society for all, access for all is crucial. However, many countries have reported to have … large gender discrepancies in online access and participation. This study empirically verified user perception data and … influence on each aspect of digital access and online participation between the genders in each country. In this study, we …

factors such as availability, access, security, and reliability. The research model was empirically verified by investigating …

We conduct a microfinance experiment in which subjects are jointly responsible for credit repayments and decide …

microfinance institution could also provide a competing source of insurance. The question raised in this paper is how the access to …-to-urban migration, and (ii) mutual (ex-post) transfers between families of friends and relatives. Access to credit through a … access to credit (or high return on credit) will lower the incidence of migration. However, there also exists a potential …