Showing 1 - 10 of 227
Using a unique administrative data set from a large German commercial bank, this paper aims to ascertain the role of …
Persistent link: https://www.econbiz.de/10010270126
This paper studies how credit constraints develop over bank relationships. I analyze a unique dataset of matched loan … the first interaction between borrower and bank. Over loan sequences, credit constraints decease most pronouncedly in the … findings are a sign of the use of dynamic incentives at the bank side to overcome information problems when contracting …
Persistent link: https://www.econbiz.de/10010301521
.S. macroeconomy with a set of factors summarizing conditions in the banking sector. We use the model to analyze bank risk, bank … returns, and bank lending. We take data of more than 2,000 commercial banks from the U.S. Call Reports. We assess the … importance of common versus idiosyncratic risk at the bank level and the heterogeneous transmission of macroeconomic and asset …
Persistent link: https://www.econbiz.de/10010270276
beneficial. Information asymmetries on the part of the bank introduce adverse selection and moral hazard problems into the … the quantity of available credit or raised its costs. Being able to resort to a main bank might reduce the problem of … to fill this gap by explaining crisis-related trade reductions with the bank type used at the firm-level. We find some …
Persistent link: https://www.econbiz.de/10010310702
Why do some banks react to deregulation by expanding geographically while others do not? This paper examines this question using exogenous variation in locally non-diversifiable risk that banks face in their home state. As a measure of locally non-diversifiable risk we use data on damages...
Persistent link: https://www.econbiz.de/10011528012
paper provides an overview of the existing research regarding bank reputation in the Republic of Croatia. As corporate … the internal and external dimensions of their CSR and their relation to a bank’s reputation. …
Persistent link: https://www.econbiz.de/10012141502
This paper examines the treatment of sovereign debt exposure within the Basel framework and measures the impact of bank … regulation on the demand of Monetary Financial Institutions (MFI) for marketable sovereign debt. Our results suggest that bank …
Persistent link: https://www.econbiz.de/10011301709
This theoretical model analyzes the impact of interbank credit market dynamics on the resilience of the financial system. Based on a stochastic model of interbank market credit flows, lending in the interbank market is restricted by the availability of liquidity. Following a shock...
Persistent link: https://www.econbiz.de/10012099144
Stylized data shows a structural break in the integration of lending markets which coincides with the global financial crisis. During and after the crisis, banks actively reduced their share of foreign relative to domestic banking activity and lending in particular. This increase in lending...
Persistent link: https://www.econbiz.de/10012099209
Persistent link: https://www.econbiz.de/10013359249