Showing 1 - 10 of 223
, and regulators around bank insolvency may corrupt banks' credit allocation and monitoring decisions, leading to suboptimal … concerns usually inhering research on real economic implications of bank regulation. We find a comparably stronger … significant effect on individual firm growth - particularly for firms that are structurally more dependent on bank financing. Our …
Persistent link: https://www.econbiz.de/10010329452
term recapitalization of a bank may prove to be costly we consider capital requirement regulation to temporarily constrain … the bank's lending activities. The oligopolistic pricing competition is, therefore, transformed into a two stage capacity …
Persistent link: https://www.econbiz.de/10010270274
higher loan interest rates, then borrowers are likely to become more risky, which may destabilize the lending bank. This …
Persistent link: https://www.econbiz.de/10010396705
Using Kickstarter and Indiegogo, the two largest crowdfunding platforms, we conduct an exhaustive search of all fraud cases from 2010 through 2015. We present evidence that fraudsters in crowdfunding markets have specific characteristics: they are less likely to have engaged in prior...
Persistent link: https://www.econbiz.de/10011712633
We investigate whether information sharing among banks has affected credit market performance in the transition countries of Eastern Europe and the former Soviet Union, using a large sample of firm-level data. Our estimates show that information sharing is associatedwith improved availability...
Persistent link: https://www.econbiz.de/10010301435
-Bond convert into equity once the equity ratio falls below a certain threshold and CoSu-Bond holders take over the bank while …
Persistent link: https://www.econbiz.de/10010305972
We explore empirically how capital inflows into the US and financial deregulation within the United States interacted in driving the run-up (and subsequent decline) in US housing prices over the period 1990-2010. To obtain an ex ante measure of financial liberalization, we focus on the history...
Persistent link: https://www.econbiz.de/10011301430
, especially when a bank receives a public bailout. However, the withdrawal risk for a distressed bank is mitigated by strong bank … non-distressed bank, or which maintain a credit relationship with a distressed bank are significantly less likely to … well-established client relationships for the stability of bank funding. …
Persistent link: https://www.econbiz.de/10011301677
In this paper, we examine how the institutional design affects the outcome of bank bailout decisions. In the German … savings bank sector, distress events can be resolved by local politicians or a state-level association. We show that decisions … by local politicians with close links to the bank are distorted by personal considerations: While distress events per se …
Persistent link: https://www.econbiz.de/10011301678
2014, the largest banks in the Euro Area are under the direct supervision of the European Central Bank (ECB). In this … listed European banks to measure each bank's contribution to systemic risk (SRISK) at the national and at the Euro Area level … heterogeneity both across countries and banks. Second, we explore the drivers of systemic risk. A bank s contribution to systemic …
Persistent link: https://www.econbiz.de/10011301699