The research that led to this article sought to analyze under what conditions the concept of tourism cluster could be applied in setting up a governance and development model for the activity in the city of Salvador, Bahia. Third leisure destination and the first capital of Brazil, Salvador has...

Before 1990, the services of general interest (SeGI) in Romania were entirely provided by the public authorities. Afterwards, the market was gradually liberalized and the SeGI captured the attention of private operators. Nowadays, the business sector is involved next to the public authorities in...

The natural and anthropic tourism potential of the Suceava county characterized by numerous natural reserves, many of them unique in the world, by the variety, density and value of historic, religious and architecture monuments are creating conditions for the county Suceava to be a tourism...

Basically, shadow banking is an original kind of business organization, or better a set of institutions and markets, finalized to disinvest fixed assets and convey them to the financial markets. Nowadays, tackling the subject means penetrating the hard core of financialization. Shadow banking...

Over the last decade, modern, disruptive innovation and FinTech services have been developing rapidly and are becoming widely used in the banking industry, thereby transforming financial services for customers with both positive and negative implications. Our paper contributes to identifying the...