With the rapid development of ICT, smart society has been arrived. Smart devices also make user’s role change and be … all abilities and sources in this sudden change. Therefore, firms have to make their strategy considering user's role. For … argue that users have some roles as one of the main agents in smart media industry affecting firm's strategy and performance. …

performance in financial institutions and in financial regulation and supervision all over the world. The contributors to the … decisionmakers have a better chance of showing good performance in the future. In essence, they are looking for new paradigms in …