staggered relaxation of branching restrictions in the 1990s across states, we find that banking deregulation decreases local …-white mortality gap. We further analyze the role of mortgage markets as a transmitter between banking deregulation and mortality and …

We exploit the spatial and temporal variation of the staggered introduction of interstate banking deregulation across … many margins. We find evidence that low-income households are more likely to purchase new appliances after the deregulation …

U.S. state-level banking deregulation during the 1980’s mitigated the impact of the China trade shock (CTS) on local …

We exploit the spatial and temporal variation of the staggered introduction of interstate banking deregulation across … renovations and modifications after the deregulation. These durable goods allowed households to consume less electricity and spend …

U.S. state-level banking deregulation during the 1980's mitigated the impact of the China trade shock (CTS) on local …