England and HM Treasury in June 2012, with the aim of improving the supply of credit to the UK real economy. Despite the …, and the intention was to provide lenders with a stable source of lower-cost funding to support credit provision to the … 2013 to help identify changes in credit supply from credit demand. Specifically, the change sharpened incentives to lend to …

banks and firms, we use loan-level data and compare the supply of credit to the same firm by banks with different income gap …

measures that aim to avoid credit overexpansion are two policies that can improve the links of private debt with labour income …

dynamics generate periods of growing aggregate credit volumes and falling credit standards even in the absence of "financial … shocks." Falling credit standards in turn lead to excess risk exposure in the aggregate, precipitating future crises. The … credit cycle is triggered by low interest rates, and longer booms lead to sharper crises. Saving gluts and expansionary …