Narrow search
Showing 1 - 10 of 915
Cover Image
Deconstructing Canada's housing markets : finance, affordability urban sprawl
Cheung, Calista - 2014
government backing of the mortgage market. Nonetheless, the dominance of the crown corporation CMHC in the mortgage insurance … market concentrates a significant amount of risk in public finances. Improving competitive conditions in the mortgage …
Persistent link: https://www.econbiz.de/10010464985
Cover Image
Maintaining an efficient and equitable housing market in Belgium
Zwart, Sanne - 2015
Housing conditions in Belgium are among the best in OECD countries according to the Better Life Index, as dwellings are of high quality and large, and housing costs are average. However, the steep increase in house prices since 2003 has put market access for first-time buyers under pressure....
Persistent link: https://www.econbiz.de/10011399317
Cover Image
The drivers of Norway's house prices
Sila, Urban - 2020
In this paper, we explore the drivers of house prices in Norway, using a cross-country panel framework. Empirical results confirm that house prices are determined by numerous demand and supply factors, including income, demographics, macroeconomic conditions, stock of housing and institutional...
Persistent link: https://www.econbiz.de/10012203289
Cover Image
Betting the house in Denmark
Smidova, Zuzana - 2016
The Danish financial sector is big and there is a high degree of inter-connectedness between banks, mortgage …
Persistent link: https://www.econbiz.de/10011577975
Cover Image
Housing, financial and capital taxation policies to ensure robust growth in Sweden
McGowan, Muge Adalet - 2013
Extensive structural reforms since the early 1990s have strengthened the resilience of the Swedish economy to shocks. However, more needs to be done to better manage near-term risks and ensure that growth remains sustainable in the longer run. Reforming the housing market would reduce the risks...
Persistent link: https://www.econbiz.de/10009711216
Cover Image
Resolving mortgage distress after COVID-19 : some lessons from the last crisis
McCann, Fergal; O'Malley, Terry - 2021
debt resolution process in the Irish mortgage market in the lead up to the COVID-19 shock. We highlight the widespread … engagement of Irish borrowers with debt resolution mechanisms during a decade in which one sixth of mortgage accounts were … restructured by 2016. Lenders favoured short-term mortgage modifications at the beginning of the decade and three-quarters of …
Persistent link: https://www.econbiz.de/10012550326
Cover Image
Housing price and investment dynamics in Finland
André, Christophe; García, Clara - 2012
The Finnish housing market is volatile. After declining significantly as the global financial crisis unfolded, housing prices and investment recovered to reach new peaks. This paper uses a small econometric model to assess the role of fundamentals in housing price and investment developments....
Persistent link: https://www.econbiz.de/10009690120
Cover Image
Credit conditions, macroprudential policy and house prices
Kelly, Robert; McCann, Fergal; O'Toole, Conor - 2017
We provide a micro-empirical link between the large literature on credit and house prices and the burgeoning literature on macroprudential policy. Using loan-level data on Irish mortgages originated between 2003 and 2010, we construct a measure of credit availability which varies at the borrower...
Persistent link: https://www.econbiz.de/10011975778
Cover Image
Making the banking sector more resilient and reducing household debt in the Netherlands
Kierzenkowski, Rafał; Havrylchyk, Olena; Beynet, Pierre - 2014
% for home-owning households and 40% for mortgage holders. Even though defaults have so far been limited, mortgage …
Persistent link: https://www.econbiz.de/10010464961
Cover Image
Enhancing the financing of the real economy and financial stability in the United Kingdom
Havrylchyk, Olena; Kierzenkowski, Rafał - 2015
The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting both weak demand and tighter supply. New prudential requirements have improved the resilience of the banking sector and a number of measures were taken to support credit supply....
Persistent link: https://www.econbiz.de/10011399564