In recent years, there have been rapid technological innovations in retail payments. Such dramatic changes in the economics of payment systems have led to questions regarding whether there is consumer demand for cash. The entry of these new products and services has resulted in significant...

Digitalisierung und damit verbundene Innovationen treiben den Strukturwandel in der Finanzwirtschaft an.Sie können den Zahlungsverkehr vielleicht sicherer, schneller und bequemer machen. Andererseits können sie zu Verwerfungen und Instabilitäten im Finanzsystem führen und Verbrauchern...

Digitalization - the use of data, digital platforms and advanced analytics - has quickly become widespread in today's society. This has introduced new opportunities, but it has also created new barriers and exacerbated existing inequities. This is likewise true in the realm of payments, where...