This paper documents a positive relation between bank competition and the penetration of bank accounts at the municipal … of an additional branch by a bank who is already present in the local market. Our results suggest that competition policy …

We study how deposit competition affects a bank’s decision to securitize mortgages. Exploiting the state …-specific removal of deposit market caps across the US as a source of competition, we find a 7.1 percentage point increase in the …

We provide novel evidence that deposit competition incentivizes banks to securitize loans. Exploiting the state …-specific removal of deposit market caps across the U.S. as an exogenous source of competition, we document a 7.1 percentage point … deposits and a corresponding decrease in banks’ deposit growth. Our results are strongest among small and single state …

financial development, economic growth, financial stability, bank performance, liquidity creation, and lending cyclicality … correlation between state-ownership of banks and economic growth (if anything, the relationship is positive but rarely … statistically significant). Looking at financial instability, the paper finds that banking crises predict increases in state …

Foreign bank entry is frequently associated with spillover effects for local banks and increasing competition in the … local banking market. We study the impact of these effects on host countries. In particular, we ask how these effects … interact and how they depend on the competitive environment of the host banking market. An increasing number of banks is more …

spillovers and competition tend to weaken each other. -- foreign bank entry ; multinational bank ; competition in banking …Foreign bank entry is frequently associated with spillover effects for local banks and increasing competition in the … local banking market. We study the impact of these effects on host countries. In particular, we ask how these effects …

Microfinance institutions, despite the presence of competition and informational asymmetries, typically offer a limited … variety of contracts. Assuming price competition, we propose a simple theoretical explanation for this behavior and study its …

Foreign bank entry is frequently associated with spillover effects for local banks and increasing competition in the … local banking market. We study the impact of these effects on host countries. In particular, we ask how these effects … interact and how they depend on the competitive environment of the host banking market. An increasing number of banks is more …

lack adequate financing, which hampers their growth. As a consequence, governments have implemented a number of programs to … factors they perceive as drivers and obstacles to financing SMEs. We also study to what degree competition and the … banks in both countries. In particular, banks have begun to target SMEs due to the significant competition in the corporate …