banks in the early 2000s propelled the financial system and the economy into crisis. While these findings should not be … governing interactions between regulators and banks. Enhanced transparency of regulatory decisions as well as strenghtened …

When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …

When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …

, not defined in a market, but by the collateral frameworks and interest rate policies of central banks. Using the … forces and discipline. The paper also emphasizes the important role of ratings and government guarantees in the Eurosystem …

time rules and regulations should be used to deal with the problems that, by default, cannot be addressed by reputation …

provides guidance on how non-Basel Committee member countries could incorporate banks' capital and liquidity standards into … assistance on-and assessing compliance with-international standards in banking supervision …

of harmonized banking supervision, has affected the banking sector in Europe. I perform an event study on banks' stock … and by Debt/GDP reveals that the positive impact of the SSM was stronger for banks in countries that perform poorly with …

lending. We find that the guidance primarily impacted large, closely supervised banks, but only after supervisors issued … more lax lending policies than banks, we unveil important evidence that nonbanks increased bank borrowing following the … issuance of guidance, possibly to finance their growing leveraged lending. The guidance was effective at reducing banks …