Target date funds in corporate retirement plans grew from $5B in 2000 to $734B in 2018, partly because federal … regulation sanctioned these as default investments in automatic enrollment plans. We show that adopters delegated pension … investment decisions to fund managers selected by plan sponsors. Including these funds in retirement saving menus raised equity …

retirement plan costs and investment choices provided, make it important to understand how people select their retirement plan … pension fund menu and deleted nearly half of the offered funds. Using administrative data, we examine the changes in plan … retirement wellbeing. We show that streamlined participants' new allocations exhibited significantly lower within-fund turnover …

better retirement planning. However, relatively little is known about the decision making process for retirement savings … preparation for retirement. This paper investigates the relationship between the financial literacy of members of pre-retirement …

Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial …

We study the effects of two exogenous modificationsin the Swedish pension system application formnudgingindividuals …

Many Americans claim Social Security benefits early, though this leaves them with lower benefits throughout retirement … strategic survey about the lump sum. In other words, such a reform could provide an avenue for encouraging delayed retirement …

relevant context where the use of nudge is widespread; retirement. Specifically, we find that an exogenous application form … change in the Swedish pension system that highlighted a five-year payout on the expense of a life annuity not only increased …

Aging populations strain pension systems, prompting policymakers to introduce partial retirement schemes to incentivize … retirement fails to extend working lives, thus undermining its utility as a one-size-fits-all solution to the future of pension … workers to retire later. I study the impact of introducing partial retirement within collective bargaining agreements in …

This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase … voluntarily claim about half a year later if the lump sum were paid for claiming any time after the Early Retirement Age, and … about two-thirds of a year later if the lump sum were paid only for those claiming after their Full Retirement Age. Overall …

. -- Financial Advice ; Retirement Saving ; Tax Incentives ; Private Pension Plans ; Peer Effects …This study empirically analyses the influence of tax concessions on decisions regarding retirement savings in Austria …. We analyse real decisions on retirement savings by using qualitative data. This allows us to examine how different …