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Voluntary job separations and traditional versus flexible workplace saving plans : evidence from Canada
Fang, Tony; Messacar, Derek - 2019
"traditional" registered pension plan or RPP, a "flexible" group registered retirement savings plan or group RRSP, and a "hybrid …
Persistent link: https://www.econbiz.de/10011997334
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Set it and forget it? : financing retirement in an age of defaults
Goodman, Lucas; Mukherjee, Anita; Ramnath, Shanthi - 2022
Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We …
Persistent link: https://www.econbiz.de/10013417327
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Lifecycle impacts of the financial and economic crisis on household optimal consumption, portfolio choice, and labor supply
Chai, Jingjing; Maurer, Raimond; Mitchell, Olivia S.; … - 2011
The direct financial impact of the financial crisis has been to deal a heavy blow to investment-based pensions; many workers lost a substantial portion of their retirement saving. The financial sector implosion produced an economic crisis for the rest of the economy via high unemployment and...
Persistent link: https://www.econbiz.de/10009305828
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The influence of personality traits on private retirement savings in Germany
Schäfer, Konrad C. - 2016 - This version: August 2016
This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …
Persistent link: https://www.econbiz.de/10011527294
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The influence of personality traits on private retirement savings in Germany
Schäfer, Konrad C. - 2016
This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …
Persistent link: https://www.econbiz.de/10011538182
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The persistence of employee 401(k) contributions over a major stock market cycle : evidence on the limited power of inertia on savings behavior
Muller, Lesli A.; Turner, John A. - 2011
balances of older workers may indicate that these vehicles are not sufficient to insure adequate retirement savings. In … savings ; stock market cycle …
Persistent link: https://www.econbiz.de/10009273817
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Breaking the implicit contract : using pension freezes to study lifetime labor supply
Patki, Dhiren - 2021 - This version: June 2021
This paper studies the elimination of traditional pensions and subsequent adoption of 401(k) plans by U.S. employers. Using thousands of firm-level natural experiments, it shows that unexpected losses in future compensation engendered by pension plan transitions induce premature retirement for...
Persistent link: https://www.econbiz.de/10012592204
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Determinants of Early-Access to Retirement Savings : Lessons from the COVID-19 Pandemic
Bateman, Hazel; Dobrescu, Loretti Isabella; Liu, Junhao; … - 2022
access to up to $A20,000 of their ‘preserved’ retirement savings, making otherwise illiquid balances temporarily liquid …, findings raise the question of whether the framing of mandatory retirement savings as a mental account solely to finance …
Persistent link: https://www.econbiz.de/10014025924
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Plan Design and Participant Behavior in Defined Contribution Retirement Plans : Past, Present, and Future
Reuter, Jonathan - National Bureau of Economic Research - 2024
savings are smaller than the short-run effects, with some savings financed via debt. I also review efforts to expand access to … employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …
Persistent link: https://www.econbiz.de/10014635616
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Pension rules and labour market mobility
Lammers, Marloes; Bloemen, Hans G.; Hochgürtel, Stefan - 2017
This paper makes use of a natural experiment to examine effects of potential capital losses and general attractiveness of pension schemes on employees' propensity to change jobs. On January 1st 2004, the two largest pension funds in the Netherlands, for civil servants and for the health care...
Persistent link: https://www.econbiz.de/10011671038