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This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …
Persistent link: https://www.econbiz.de/10011349213
Many nations incentivize retirement saving by letting workers defer taxes on pension contributions, imposing them when … taxing pension contributions instead of withdrawals leads to delayed retirement, somewhat lower lifetime tax payments, and …
Persistent link: https://www.econbiz.de/10013464027
future employment. Exploiting across cohort variation in expected pension wealth induced by a 3-year lift in early retirement … age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …
Persistent link: https://www.econbiz.de/10012133536
China's distinctive demographic landscape, early retirement policies, and deeply ingrained gender norms provide a … unique backdrop for investigating gender disparities in retirement and subjective well-being. Drawing upon data from the … retirement rates, surging by 19 percentage points for males and 13 percentage points for females in proximity to this age …
Persistent link: https://www.econbiz.de/10014421205
This research studies the stylized fact of a "gender gap" in that women tend to have lower financial literacy than men. Our data which samples middle-class people from Bangkok does not show a gender gap. This result is not explained by men's low financial literacy, nor by women's high income and...
Persistent link: https://www.econbiz.de/10011553048
This research challenges the stylized fact of a gender gap in financial literacy, i.e. the finding that women lag behind men in this respect. Our data which samples middle-class people from Bangkok does not show a gender gap, neither in regards to financial literacy nor regarding various kinds...
Persistent link: https://www.econbiz.de/10010484765
prospect of fully annuitizing her accumulated savings. We field a large online survey of hypothetical product choices for …
Persistent link: https://www.econbiz.de/10012115352
problems aimed at promoting voluntary savings for old age (retirement). The different mechanisms and/or tools described have … been designed to promote this type of savings, especially among independent and low-income workers. Therefore, the results …
Persistent link: https://www.econbiz.de/10013276988
labour market career may reflect lower rates of retirement among the self-employed compared to employees, as well as …-employed people at older ages in Ireland results from lower retirement rates among the self-employed and not from transitions from … form of supplementary pension cover than the employed. These lower retirement rates and lower degrees of pension cover …
Persistent link: https://www.econbiz.de/10011881438
Extending working lives is often proposed as one route through which the costs associated with population ageing can be managed. In that context, understanding who currently works for longer can help policymakers to design policies to facilitate longer working. In particular, it is important to...
Persistent link: https://www.econbiz.de/10011881446