absolvierte er ein duales Studium und erhielt den Abschluss zum Bachelor of Arts in BWL Banking & Finance von der FOM Hochschule …

streams. The second study explores the impact of contactless payment on cash usage in terms of value spending and transaction … reduction in average cash usage at the POS in terms of value and volume. The negative effect of contactless credit and debit … cards on cash volume is 5% and 6%, respectively. The negative impact of contactless credit cards on cash value is estimated …