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discrimination. Our results indicate that approximately two thirds of the gap in the interest rate between Spanish born and immigrant …
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In this paper we investigate whether race and ethnicity influenced subprime loan pricing during 2005, the peak of the subprime mortgage expansion. We combine loan-level data on the performance of non-prime securitized mortgages with individual- and neighborhood-level data on racial and ethnic...
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This study analyzes the impact of gender and ethnic discrimination on redistributive preferences and productivity using … redistribute earnings by voting on a tax rate for the group. Discrimination against women highly increases preferred tax rates and … discrimination against whites or people of color moderately increases the demand for redistribution. The results indicate that …
Persistent link: https://www.econbiz.de/10012438196
musharakah financing. In this paper, we shall analyze possibilities to use market rent as a base for profit margin in Bosna Bank … clients and transparency in terms of profit and loss sharing. Most Islamic banks calculate profit margin for diminishing …, and competition margins. Profit margin is often linked to different referent indices, like LIBOR, as financings based on …
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The paper analyses bank profitability in a sample of UK commercial banks during the period 2007–2018. The models … Net Interest Margin (NIM) while explanatory variables used include a set of internal (bank-specific) and external … macroeconomic factors. The results indicate that bank profitability is not only affected by internal-/bank-specific factors, but …
Persistent link: https://www.econbiz.de/10012805659