Much empirical research in economics is based on data from household surveys. Panel surveys are particularly valuable … may alter subsequent behavior. We provide novel evidence of survey effects on household financial behavior in a developed … expenditures and needs in retirement reduced their non-housing saving rate by 3 percentage points. The size of the effect is …

. However, while the household s total consumption is publicly observable, the consumption levels of the individual spouses are …

This research analyses retirement behaviour in Austria based on a combined administrative dataset. Data from the … comprehensive microsimulation model of the Austrian pension system is developed and applied to calculate retirement benefit … pension entitlements. A range of (forward-looking) incentive measures that describe the individual decision problem is …

This paper provides a two-part empirical analysis on how actuarial reduction rates for early retirement affect current … retirement planning. First, by evaluating a large dataset of administrative records it becomes evident that early retirement … retirement if in turn they were willing to accept an actuarial reduction on their pension. It becomes evident that the maximum …