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selected other countries. We document how changes in the ATM market regulation and market structure has decoupled the ATM … network size from the declining cash use in Finland. The Finnish regulation has almost exclusively focused on foreign fees …, while in general it would be better to regulate interchange fees. If the optimal fee regulation is not feasible, the …
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With transformative evolution involving crypto-assets, machine learning applications and data-driven finance models, complex regulatory and policy issues are emerging. Inadequate frameworks in FinTech markets create regulatory friction and regulatory fragmentation. These limitations continue to...
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Fintech developments are shaking up mandates within the existing regulatory architecture. It is not uncommon for financial sector agencies to have multiple policy objectives. Most often the policy objectives for these agencies reflect prudential, conduct and financial stability policy...
Persistent link: https://www.econbiz.de/10012264149
conducted among the rural under-banked population of three distinct states in India. The findings of the study indicate that the …
Persistent link: https://www.econbiz.de/10008826053
During the last decade, there has been tremendous growth in mobile penetration in many countries across the globe including a number of developing countries. The total number of mobile subscription 5 billion by the end of 2010 and is further expected to grow multi-folds. On the other hand,...
Persistent link: https://www.econbiz.de/10008826062
We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable … of financial services. While each individual component of the India Stack is important, we argue that its key overarching … synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking …
Persistent link: https://www.econbiz.de/10012518740
This paper discusses the business correspondent (BC)-agent banking model in India against the backdrop of community … potential to address the gender gap in financial inclusion. In recent years, India has made significant progress toward … women remained registered inactive users. The World Banksupported rural livelihood programs in India have been instrumental …
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