We study the effect of racial minority bank ownership on minority credit access. Using new data for 87 million minority … of their mortgages go to borrowers of bank owners' same race. Second, the effect of minority bank ownership on minority … minority bank ownership reducing information frictions and improving credit allocations. …

high-minority areas and, within census tracts, to non-white borrowers compared to other banks. This higher propensity (i …

countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become … significant as savings banks in Germany, at least not for SME finance. Notwithstanding recent initiatives to create a common …

SME lending. The degree of banks' centralization is also approximated by the spatial concentration of bank employees and …

between either bribing only the majority and accepting the monitoring of the minority, or alternatively, bribing also the … minority, which gives up to its control role and increases the probability of success of the illicit action. Minorities can …

second step, we relate the sign of the impact of a denomination in a country to whether the denomination is a minority in … that country. We find that denominations that are a minority in a country are more likely to be associated with a higher … of denominations on educational outcomes. The finding of the second step is moreover robust to defining minority …

Administrative data from a large and diverse community college are used to examine if underrepresented minority … students benefit from taking courses with underrepresented minority instructors. To identify racial interactions we estimate … that the performance gap in terms of class dropout rates and grade performance between white and underrepresented minority …