Loetscher, Fabienne; Schmid, Christian; Gerfin, Michael - 2024
coinsurance. For patients affected by the policy, we find that the likelihood of purchasing a 20% coinsurance drug decreases by 4 …. Patients have little incentive to shop for low-priced alternatives because they do not bear the full cost of their health care …, Switzerland introduced out-of-pocket price differentiation. As of July 1st 2011, substitutable pharmaceuticals with prices above a …