This paper constructs time series data on savings per type of agent for Chile during the period 1960-2012. It is found … the following measures: i) pension reform that introduced mandatory savings and private sector management, ii) banking … that the economy's average savings rate increased by 11 percentage points in the period 1985-2012 compared to 1960- 1984 …

-sectional heterogeneity to establish a direct link between labor market reforms and changes in net foreign assets via a precautionary savings …

in the reforming country, employed workers increase their precautionary savings to compensate for reduced government …-provided insurance. A portion of these additional savings flows to the non-reforming country and depresses long-term consumption due to …'s tradable sector in the aftermath of the Hartz unemployment insurance reform based on firm-level data. Our quantitative model …

-front financial incentives are an effective policy lever to change behaviour. The paper argues that incentives differ in their … transparency and in their complexity; individuals are more likely to respond to incentives that are both transparent and imply a … Resources Survey on these two tests of household responses to complex incentives. …

increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … evaluating their effectiveness. We conduct two randomized field experiments among low-income micro-entrepreneurs in Chile. The … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical …

-cycle framework how individuals respond to recessions. Our focus is on the sharp increase in savings rates that have been observed in … times. We show that the rise in the aggregate savings ratio is driven by increases in uncertainty, rather than tightening of …