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The geography of mortgage lending in times of fintech
Basten, Christoph; Ongena, Steven - 2020
Persistent link: https://www.econbiz.de/10012233030
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Determinants of distress in the UK owner-occupier and buy-to-let mortgage markets
Lazarov, Vladimir; Hinterschweiger, Marc - 2018
Persistent link: https://www.econbiz.de/10011926043
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How much does racial bias affect mortgage lending? : evidence from human and algorithmic credit decisions
Bhutta, Neil; Hizmo, Aurel; Ringo, Daniel - 2024
Persistent link: https://www.econbiz.de/10014575758
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Loan-to-value caps, bank lending, and spillover to general-purpose loans
Baziki, Selva Bahar; Çapacıoğlu, Tanju - 2021
Persistent link: https://www.econbiz.de/10013167774
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Self-selection and discrimination in credit markets
Longhofer, Stanley D.; Peters, Stephen R. - 1998
Persistent link: https://www.econbiz.de/10001363348
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Race and subprime loan pricing
Ghent, Andra C.; Hernández-Murillo, Rubén; Owyang, … - 2011 - First draft: February 2011, preliminary
subprime mortgage expansion. We combine loan-level data on the performance of non-prime securitized mortgages with individual … disparate treatment from race and ethnicity on rate-setting behavior across the most popular subprime mortgage products. In …
Persistent link: https://www.econbiz.de/10011539498
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Tracking and stress-testing U.S. household leverage
Fuster, Andreas; Guttman-Kenney, Benedict; Haughwout, Andrew - 2016
Borrowers' housing equity is an important component of their wealth and a critical determinant of their vulnerability to shocks. In this paper, we create a unique data set that allows us to provide a comprehensive look at the ratio of housing debt to housing values - what we refer to as...
Persistent link: https://www.econbiz.de/10011523769
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What drives racial and ethnic differences in high cost mortgages? : the role of high risk lenders
Bayer, Patrick J.; Ferreira, Fernando Vendramel; Ross, … - 2016
This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …
Persistent link: https://www.econbiz.de/10011524186
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Mortgage modifications and loan performance
Danne, Christian; McGuinness, Anne - 2016
Persistent link: https://www.econbiz.de/10011534556
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The impact of missed payments and foreclosures on credit scores
Demyanyk, Yuliya - 2014
Persistent link: https://www.econbiz.de/10010423440