poverty reduction, in Ghana. By accounting for the potential endogeneity of access to financial services, we show that rural … addition to rural and community banks and microfinance institutions. Using recent household survey data, we ascertain the … access of rural populations to various types of financial services, and the influence of rural financial intermediation on …

inclusion in Ghana. To purge potential endogeneity bias in the underlying relationship, we exploit a change in the policy … compartmentalized system of banking to a universal banking system in Ghana has resulted in an expansion of banks' branch networks, which … banking system penetration promotes financial inclusion-notably, access to bank credit and to formal credit. The results of …

Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence …

Enabling everybody to benefit from regulated financial services has become a global policy goal. However, while access … Ghana. It investigates, for the first time on a single country national dataset, the five sets of constraints on use of … constraints on account use in Ghana using individual level data from a nationally representative sample collected by Finscope in …

This paper is concerned with the recent history of microfinance, both for itself and as a case study of the evolution … applauded the successes of microfinance in expanding financial market opportunities; and a political economy critique that … India, before turning to the potential for a more inductive and plural account. A more plural history of microfinance …

This paper lays out some of the basic concepts surrounding financial inclusion, including access to banking, digital … finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …

enhance households' access to and usage of the financial system, especially the formal banking system, is to ensure that an … controlling for other factors, suggesting that there may be an "urbanization effect" that is dampening credit access and usage …Financial inclusion plays an important role in giving households greater access to borrowing opportunities, which in …

ability of low-income households and small and medium-sized firms to access financial services, including financial literacy … access while maintaining financial stability. It aims to identify successful experiences and lessons that can be adopted by …