Dispositionsrahmen der Kredit zum Befragungstag in Anspruch genommen. Insgesamt werden die Zinssätze für Überziehungskredite von Experten …Study on Overdraft and Instalment Credit Reference No: 514-06.01-2810HS034 Duration 8/2011 – 5/2012 - Executive Summary … authorised credit limit on a facility amounts to a multiple of three times an individual’s net monthly income, a figure that is …

developments in banks' balance sheets, profitability and risk-bearing capacity and analyses their relevance for monetary policy. We …

This study focuses on the financialization of the U.S. household sector, featuring enhanced access to credit and ease … household income shows that the continued decline in household saving in the 1990s was broadly based and included middle …

the digital euro, the features already envisaged for its design would make it possible to minimise the risk of negative …

growth, domestic credit and cross-border flows are expanding. This process can strengthen real convergence by supporting … guaranteed. It depends on a favourable investment climate. Otherwise a normal expansion of household borrowing and housing …

individual banks and system wide, and for a given level of liquidity risk tolerance. We simulate the impact of a fictitious … at the time of the digital euro introduction, iii) the liquidity risk preferences of the markets and supervisors, iv) the …

-interest rate credit conditions and terms, the risk perception of banks and the willingness of banks to lend. Credit standards are … discusses the importance of credit developments for both the economy and the functioning of monetary policy, and further … survey for the euro area lies in particular in the way it provides greater insight into developments in credit standards, non …