essay, "Between-group adverse selection: Evidence from group critical illness insurance", demonstrates the presence of … adverse selection in the group insurance market even if individual choices are not allowed. It shows that group insurance …This dissertation consists of four essays on insurance economies. It aims to answer questions in the fields of …

erste Beitrag, "The Determinants of Efficiency and Productivity in the Swiss Insurance Industry", untersucht die Effizienz …The thesis at hand aims at advancing the theoretical and practical understanding of efficiency in the insurance … Determinants of Efficiency and Productivity in the Swiss Insurance Industry", analyzes Swiss life, property/casualty (p/c), and …

. Traditional discussions on e-Health have revolved around the health provider, insurance company and patient. However since the … greater cost pressures on health care around the world. Many industry analysts and health care professionals have argued that … respect, Telemedicine can help alleviate these pressures, as well as extend medical services to under-served or unserved areas …

Information and Communication Technology (ICT) plays an essential role in the provision of health care system … in the overall management of this data in terms of potential gains in efficiency, financial savings, quality of care and …