Paper I, "The Liability Regime of Insurance Pools and Its Impact on Pricing", addresses the pricing of insurance … premiums for specific forms of risk sharing in the insurance industry. The implicit diversification effect from this risk … Diversification of Risky Insurance Coverage", considers in a three-state model the optimal level of insurance coverage for a risk …

This dissertation consists of four essays on insurance economies. It aims to answer questions in the fields of … insurance transactions (Essays I and IV) as well as insurance operations and strategies (Essays II and III). These questions are … relevant both to the insurance academic community and to the insurance industry. The methodologies explored in the dissertation …