This thesis contains three distinct, single-authored papers that are all related to the field of industrial organization. Chapter 2 proposes an empirical framework that allows to estimate the degree of industry competition and the degree of horizontal integration of merging firms. Thus, this...

This dissertation examines the effects of public policies that mandate disclosures or education for consumers making decisions in credit and other financial markets.The first chapter reviews the literature, finding two roles for disclosures: facilitating searches among product alternatives and...