of changes in mortgage market regulation and control. It sets out the factors determining the demand for and supply of … subset of countries with mature mortgage markets that are known to face relevant issues and for which data are more readily …

of macroprudential instruments addressing mortgage credit. The model compares the introduction of a loan-to-value ratio …

mortgage finance can be seen building across several dimensions that need to be addressed. While reforms to the GSEs are an … important part of dealing with these concerns, this paper argues that broader changes need to be made across the entire mortgage …

lending guidelines, and demand in housing construction and mortgage lending has plummeted. Against this background, the paper …

determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic … evidence that mortgage holders are financially more vulnerable than renters or outright owners; in fact, the incidence of …

Mortgages constitute the largest part of household debt. An essential choice when taking out a mortgage is between …-country study has analyzed what determines household demand for mortgage types, a task that this paper takes up using new data for … how the easing of monetary policy during the financial crisis affected mortgage holders. It shows that the resulting …