banks in the early 2000s propelled the financial system and the economy into crisis. While these findings should not be … governing interactions between regulators and banks. Enhanced transparency of regulatory decisions as well as strenghtened …

regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to …: it rises as regulation stringency moves from low to medium levels and falls from medium to high levels. Countries located …

Banks are compensated primarily through the net interest margin (NIM), which is the difference between the interest … environment that has persisted since the Great Recession, banks can no longer lower the short-term rates paid to their depositors …. The loan losses suffered by many banks due to the financial crisis, coupled with the low interest rate environment during …