There are more young adults today with either no credit history or insufficient credit history to be scored by one of … the major credit bureaus than there were before the Great Recession−a reality that is likely an unintended outcome of the … missing from credit bureau data act as a drag on state-level consumption growth. This finding seems to be driven by young …

Policymakers and donors have long viewed credit programs as salient means to develop the agriculture sector, especially … the small-farm agriculture. Credit programs in the country have evolved from subsidized directed credit programs to a more … market-based approach. There have been little to no studies that examine poor agricultural producers' access to credit and …

The mortgage default decision is part of a complex household credit management problem. We examine how factors … affecting mortgage default spill over to other credit markets. As home equity turns negative, homeowners default on mortgages … and HELOCs at higher rates, whereas they prioritize repaying credit cards and auto loans. Larger unused credit card limits …

This paper investigates the effects of credit scores on consumer payment behavior, especially on debit and credit card … use. Anecdotally, a negative relationship between debit card use and credit score has been reported; however, it is not … significant negative relationship between debit card use and credit score even after controlling for various characteristics. We …