contained in the June bank Call Reports, we find that small commercial and industrial (C&I) loans add value to community banks …This study provides direct evidence of the value to banks arising from relationship lending by estimating the market … business loans is observed primarily at small community banks, and it was present during the Great Recession as well as during …

technologies are al-ready widely in use in the market by a large group of small mutual banks, an increase in competition may drive … banks to further cultivate their extensive ties with customers. -- interbank competition ; market organizational structure … local credit markets. We provide evidence that marginal increases in interbank competition are detrimental to relationship …

has exposed community banks to intensified competition on the one hand, but on the other hand has left well … and distribution of community banks may change in the future"--Federal Reserve Bank of Chicago web site … simple theoretical framework for analyzing how these changes have affected the competitive viability of community banks …

extended by an inside bank when there exist asymmetries between the inside bank and outside banks, such as the information …This paper is an empirical examination of the existence of the inside bank premium arising from relationship banking … advantage of the inside bank or the implicit insurance and other borrower-specific services exclusively provided by the inside …

In the past few decades, commercial banks have substantially reduced the number of their branch offices. We address the … enterprises (SMEs) translates into a lower volume of loans. We use a unique dataset on loans from a state owned Swedish bank … designed to support credit-constrained SMEs and interact their loan portfolio with the number of nearby commercial bank offices …

It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … social capital factors, and the styleof the bank-borrowerrelationship. Along with bank, firm, and market factors, trust …