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empirically examines the influence of fintech innovation on bank fragility. Mainly the destabilizing impact of fintech innovation …. Moreover, the results highlight also that the macroeconomic environment is important in explaining bank fragility and suggested … monetary union performs better than the others in terms of bank solidness. These results indicate that suitable fintech …
Persistent link: https://www.econbiz.de/10012233560
We provide new evidence on the effects of competition on incumbents' innovative behavior by examining the rise of FinTech start-ups over the period 2000-2016. We employ machine learning techniques to classify a large global sample of patent applications into five FinTech categories. We exploit...
Persistent link: https://www.econbiz.de/10012799292
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The financial sector in advanced economies has undergone significant evolution driven by restructuring, globalization, and the digital revolution, which have profoundly shaped its developmental dynamics. This study investigates the forces behind the growth and convergence of the financial sector...
Persistent link: https://www.econbiz.de/10014339316
Persistent link: https://www.econbiz.de/10012309247
influence mobile money innovations, minimum GDP growth rates are: (i) 3.875% for the nexus between bank accounts and the mobile …
Persistent link: https://www.econbiz.de/10013380558
We study the impact fintech startups have on the performance and the default risk of traditional financial institutions. We find a positive relationship between fintech startup formations and incumbent institutions' performance for the period from 2005 to 2018 and a large sample of financial...
Persistent link: https://www.econbiz.de/10012509553
This paper extends the endogenous-growth agent-based model in Fagiolo& Dosi (2003) to study the finance-growth nexus. We explore industries where firms produce a homogeneous good using existing technologies, perform R&D activities to introduce new techniques, and imitate the most productive...
Persistent link: https://www.econbiz.de/10011752444
continue to alter the landscape in the banking sector in Kenya, the collaboration between Fintech and bank will continue to … shape the evolution of credit allocation and delivery of services. This study investigates if Fintech and bank collaboration …
Persistent link: https://www.econbiz.de/10012801628
greater relative volatility in bank credit and consumption. The effects of fintech entry on macro outcomes and volatility …
Persistent link: https://www.econbiz.de/10012813438