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Digital doorstep banking : female banking agents lead digital financial inclusion through the pandemic and beyond

Pinto, Alreena Renita; Arora, Amit - 2021

This paper discusses the business correspondent (BC)-agent banking model in India against the backdrop of community … potential to address the gender gap in financial inclusion. In recent years, India has made significant progress toward … women remained registered inactive users. The World Banksupported rural livelihood programs in India have been instrumental …

Persistent link: https://www.econbiz.de/10012627087

Innovation, efficiency and inclusion : integration of digital technologies in the Indian microfinance sector

Ray, Saon; Paul, Sandeep; Miglani, Smita - 2018

Digital technologies are rapidly making inroads into all realms of human life and the microfinance sector is one such area. Ongoing innovations in digital technology are contributing to reshaping its operational models, governance structures, its risk profile, industry networks and dominant...

Persistent link: https://www.econbiz.de/10011919386

Humanistic digital governance

Snower, Dennis J.; Twomey, Paul - 2020

We identify an important feature of current digital governance systems: "third-party funded digital barter": consumers of digital services get many digital services for free (or under- priced) and in return have personal information about themselves collected for free. In addition, the digital...

Persistent link: https://www.econbiz.de/10012422718

Accounting for innovations in consumer digital services : IT still matters

Byrne, David; Corrado, Carol - 2019

This paper develops a framework for measuring digital services in the face of ongoing innovations in the delivery of content to consumers. We capture what Brynjolfsson and Saunders (2009) call "free goods" as the capital services generated by connected consumers' stocks of IT digital goods; this...

Persistent link: https://www.econbiz.de/10012181748

Strategic alliances between banks and fintechs for digital innovation : motives to collaborate and types of interaction

Klus, Milan Frederik; Lohwasser, Todor S.; Holotiuk, … - 2018

In Zeiten der Digitalisierung steigt die Notwendigkeit von Unternehmensallianzen aufgrund steigender Komplexität und …

Persistent link: https://www.econbiz.de/10011867668

Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa

Lyons, Angela C.; Kass-Hanna, Josephine; Liu, Fan; … - 2020

Globally, 1.7 billion adults still lack access to formal financial services, with a large percentage living in South Asia and Sub-Saharan Africa. Current financial inclusion strategies provide these vulnerable populations with access to a wide array of financial services that aim to build more...

Persistent link: https://www.econbiz.de/10012181124

Defining households that are underserved in digital payment services

Greene, Claire; Hayashi, Fumiko; Lloro, Alicia; Shy, Oz; … - 2024 - This version: September 2024

US households that lack digital means of making and receiving payments cannot participate fully in an increasingly digitized economy. Assessing the scope of this problem and addressing it requires a definition of households that are underserved in digital payments. Traditional definitions of...

Persistent link: https://www.econbiz.de/10015069667

The digital revolution in Asia and its macroeconomic effects

Saadi Sedik, Tahsin; Chen, Sally; Feyzioğlu, Necmettin … - 2019

Asia is at the forefront of the digital revolution, which promises a radical transformation of the global economy, and indeed of society itself, while at the same time threatening substantial disruptions and dislocation. For instance, workers worry that robots will make them obsolete, while...

Persistent link: https://www.econbiz.de/10012119343

Open banking and automated transaction analysis in the digitalization of business banking : design, opportunities, and challenges of a digital credit process

Henkler, Ruven; Schubart, Constantin - 2025

In the digital age, banks must urgently transform their traditional lending processes. This necessity is intensified by the growing competition from digital providers and customers' increasing expectations for efficiency and speed in financial services. Particularly in the business banking...

Persistent link: https://www.econbiz.de/10015183148

Effects of the CDM on poverty eradication and global climate protection

Rübbelke, Dirk T. G.; Rive, Nathan - 2008

In an impure public good model we analyze the effects of CDM transfers on poverty as well as on the global climate protection level. We construct an analytical model of a developing and an industrialized region, both of which independently seek to maximize their utility - a function of private...

Persistent link: https://www.econbiz.de/10008799170